Protecting Yourself with Auto Insurance

auto insurance

Minimum Auto Insurances

If you live in a state that has a ridiculously low minimum for auto insurances, then you should be aware that you are at risk if someone hits you.  The worst thing is if that driver is uninsured, but even worse than that is if they only have the state minimum in liability insurance.  Most minimum liability will not cover medical expenses.


That means that, even though their insurance will pay for some, it will be a very small amount.  The at fault driver will then be responsible for the remaining amount owed to you.  This isn’t a problem if the guy or gal is made of money, but if they are only carrying minimum insurance, then they probably aren’t.

Insurance Agents and Insurance Brokers

This will mean that you will most likely end in court battling to get the money owed to you.  However, you can up your insurance to protect yourself.  Insurance agents and insurance brokers will be able to assist you with what you can do to better protect yourself from drivers with little or no insurance coverage.  You may have to pay more a month, but the protection is completely worth it.

Filed Under: Auto Insurance Tips

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